June marks the beginning of Wedding Season.  Along with a lifetime of happiness comes a lifetime of responsibilities.  Is Life Insurance built into your financial plan?  Whether you are thinking of starting a family, blending a family or becoming a step parent for the first time it is definitely time to reassess your insurance needs.
Some questions to consider:

  • Does your new status include a new home? Higher living expenses? If something happened to you would your spouse be able to maintain the current home and lifestyle?
  • Did you know that Insurance is less expensive when you are young? Purchasing permanent Life Insurance in our 20’s and 30’s is very affordable and the monthly premiums remain the same for your lifetime.
  • Do you consider your employers Group Benefits plan your safety net?  If so, what if you leave that job or the benefits program is terminated?

As the (biodegradable) confetti floats by your love-struck eyes, Life Insurance may not be the next thing on your mind… but it is a conversation you need to have with your newly-beloved.
Every family is different and has different objectives.  The important thing is to have those, sometimes uncomfortable, discussions and then find a solution that best fits your family’s goals.  I think that sounds like a recipe for success in every aspect of our lives!